EPLI
Employment Practices Liability Insurance provides coverage for charges and claims alleging employment-related discrimination. Employment practices are governed by federal, state, and local laws, as well as by other strict liability torts, such as the FMLA & wrongful termination statutes. Our broad-form policy responds to all arenas of anti-discrimination law, as well as certain strict liability torts. Checkout our "frequently-asked questions" page!

Edgewater Holdings, Ltd. is an underwriting manager and consulting company with expertise in the Employment Practices Liability Insurance arena. In fact, we are one of the pioneers in the underwriting of  this coverage. Our expertise is derived from a wealth of research and six years of real world underwriting of this burgeoning specialty area. Our proprietary EPLI database is generally recognized as the most comprehensive in the industry.
 
 
PARAMETERS
         Minimum Premium: as low as $1,000
         Minimum Retention: $2,500 SIR (legal and LAE only)
         Co-Payment: 10% with options of 5% or 0% (settlements and awards only)
 
CARRIER (PAPER)
        Evanston Insurance Company (surplus lines)
        Markel American Insurance Company (admitted)
        Markel Insurance Company (admitted - NJ only)
        Chart of Admitted States
 
EXCLUDED CLASSES
        Governmental Entities
        Taverns/Bars