Fair Labor Standards Act
Edgewater Holdings Ltd. 
FLSA
Both companies we represent offer FLSA in some form or fashion. Aspen including defense and indemnity Beazley on a defense only basis. There has always been a debate whether to include FLSA coverage in any form whatsoever. Below you will be able to download and article by Martin LaPointe that outlines the exposure in detail. The rules for determining wheher an employee is exempt from minimum wage or overtime can e confusing and there is a moral hazrd that must be considered. Except for risks that have very few employees or have been covered for this peril in the previous policy we will require a supplemental application. One of the questoions we ask is with whom did the insured consult in making the status determination and does that consultant - Lawyer, HR consultant, Accountant, Bartender -have E&O coverage. We urge all of our client to consult with someone competent and we willbe happy to make a referral upon Request.
FLSA Article by Martin LaPointe
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On Line CE Course ComplyAmerica
Additional Links
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